BANKHOMETOWN
OXFORD, MASSACHUSETTS · FDIC Cert #26523
Capital & Safety Analysis
According to FDIC financial data, BANKHOMETOWN holds a Tier 1 capital ratio of 12.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKHOMETOWN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKHOMETOWN shows strong financial health indicators. With $1.5B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKHOMETOWN has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 12.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKHOMETOWN holds $1.5B in total assets and $1.3B in total deposits. It is located in OXFORD, MASSACHUSETTS (FDIC Certificate #26523).
BANKHOMETOWN has a Tier 1 capital ratio of 12.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 1.48%.
Yes. BANKHOMETOWN is FDIC-insured (Certificate #26523). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.