BANKESB
EASTHAMPTON, MASSACHUSETTS · FDIC Cert #90188
Capital & Safety Analysis
According to FDIC financial data, BANKESB holds a Tier 1 capital ratio of 11.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKESB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKESB shows strong financial health indicators. With $2.0B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKESB has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKESB holds $2.0B in total assets and $1.7B in total deposits. It is located in EASTHAMPTON, MASSACHUSETTS (FDIC Certificate #90188).
BANKESB has a Tier 1 capital ratio of 11.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.93%, and the return on assets is 0.82%.
Yes. BANKESB is FDIC-insured (Certificate #90188). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.