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BankHealth

BANKERS TRUST CO

DES MOINES, IOWA · FDIC Cert #953

B
Health Score
69/100
$6.7B
Total Assets
$5.1B
Total Deposits
10.26%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKERS TRUST CO holds a Tier 1 capital ratio of 10.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKERS TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.07%
Nonperforming Loans
Low — healthy loan portfolio
16.65%
Liquidity Ratio
Adequate liquidity
0.92%
Return on Assets
Low profitability
$5.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKERS TRUST CO shows strong financial health indicators. With $6.7B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKERS TRUST CO has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 10.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKERS TRUST CO holds $6.7B in total assets and $5.1B in total deposits. It is located in DES MOINES, IOWA (FDIC Certificate #953).

BANKERS TRUST CO has a Tier 1 capital ratio of 10.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.07%, and the return on assets is 0.92%.

Yes. BANKERS TRUST CO is FDIC-insured (Certificate #953). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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