BANK OF TENNESSEE
KINGSPORT, TENNESSEE · FDIC Cert #21573
Capital & Safety Analysis
According to FDIC financial data, BANK OF TENNESSEE holds a Tier 1 capital ratio of 11.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF TENNESSEE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF TENNESSEE shows strong financial health indicators. With $1.9B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF TENNESSEE has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF TENNESSEE holds $1.9B in total assets and $1.6B in total deposits. It is located in KINGSPORT, TENNESSEE (FDIC Certificate #21573).
BANK OF TENNESSEE has a Tier 1 capital ratio of 11.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.27%, and the return on assets is 1.09%.
Yes. BANK OF TENNESSEE is FDIC-insured (Certificate #21573). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.