BANK OF SOUTHERN CA NA
SAN DIEGO, CALIFORNIA · FDIC Cert #57044
Capital & Safety Analysis
According to FDIC financial data, BANK OF SOUTHERN CA NA holds a Tier 1 capital ratio of 13.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF SOUTHERN CA NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF SOUTHERN CA NA shows strong financial health indicators. With $2.3B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF SOUTHERN CA NA has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 13.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF SOUTHERN CA NA holds $2.3B in total assets and $1.9B in total deposits. It is located in SAN DIEGO, CALIFORNIA (FDIC Certificate #57044).
BANK OF SOUTHERN CA NA has a Tier 1 capital ratio of 13.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.72%.
Yes. BANK OF SOUTHERN CA NA is FDIC-insured (Certificate #57044). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.