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BankHealth

BANK OF PRINCETON

PRINCETON, NEW JERSEY · FDIC Cert #58513

B
Health Score
70/100
$2.0B
Total Assets
$1.7B
Total Deposits
13.62%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF PRINCETON holds a Tier 1 capital ratio of 13.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF PRINCETON has a strong buffer to absorb potential losses.

Key Financial Metrics

0.34%
Nonperforming Loans
Low — healthy loan portfolio
8.36%
Liquidity Ratio
Low — potential liquidity stress
1.23%
Return on Assets
Profitable — earning well on assets
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF PRINCETON shows strong financial health indicators. With $2.0B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF PRINCETON has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 13.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF PRINCETON holds $2.0B in total assets and $1.7B in total deposits. It is located in PRINCETON, NEW JERSEY (FDIC Certificate #58513).

BANK OF PRINCETON has a Tier 1 capital ratio of 13.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 1.23%.

Yes. BANK OF PRINCETON is FDIC-insured (Certificate #58513). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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