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BankHealth

BANK OF MARIN

NOVATO, CALIFORNIA · FDIC Cert #32779

B
Health Score
76/100
$3.7B
Total Assets
$3.2B
Total Deposits
14.32%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF MARIN holds a Tier 1 capital ratio of 14.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF MARIN has a strong buffer to absorb potential losses.

Key Financial Metrics

2.01%
Nonperforming Loans
Moderate — some loan stress
37.60%
Liquidity Ratio
Strong — can meet withdrawal demands
-1.57%
Return on Assets
Negative — losing money
$3.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF MARIN shows strong financial health indicators. With $3.7B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF MARIN has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 14.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF MARIN holds $3.7B in total assets and $3.2B in total deposits. It is located in NOVATO, CALIFORNIA (FDIC Certificate #32779).

BANK OF MARIN has a Tier 1 capital ratio of 14.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.01%, and the return on assets is -1.57%.

Yes. BANK OF MARIN is FDIC-insured (Certificate #32779). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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