BANK OF HOPE
LOS ANGELES, CALIFORNIA · FDIC Cert #26610
Capital & Safety Analysis
According to FDIC financial data, BANK OF HOPE holds a Tier 1 capital ratio of 13.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HOPE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF HOPE shows strong financial health indicators. With $17.4B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF HOPE has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 13.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF HOPE holds $17.4B in total assets and $14.7B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #26610).
BANK OF HOPE has a Tier 1 capital ratio of 13.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 0.90%.
Yes. BANK OF HOPE is FDIC-insured (Certificate #26610). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.