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BankHealth

BANK OF HAWAII

HONOLULU, HAWAII · FDIC Cert #18053

A
Health Score
89/100
$23.3B
Total Assets
$20.5B
Total Deposits
13.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF HAWAII holds a Tier 1 capital ratio of 13.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HAWAII has a strong buffer to absorb potential losses.

Key Financial Metrics

0.15%
Nonperforming Loans
Low — healthy loan portfolio
34.53%
Liquidity Ratio
Strong — can meet withdrawal demands
0.82%
Return on Assets
Low profitability
$19.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF HAWAII shows strong financial health indicators. With $23.3B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF HAWAII has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF HAWAII holds $23.3B in total assets and $20.5B in total deposits. It is located in HONOLULU, HAWAII (FDIC Certificate #18053).

BANK OF HAWAII has a Tier 1 capital ratio of 13.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.82%.

Yes. BANK OF HAWAII is FDIC-insured (Certificate #18053). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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