BANK OF CLARKE
BERRYVILLE, VIRGINIA · FDIC Cert #6123
Capital & Safety Analysis
According to FDIC financial data, BANK OF CLARKE holds a Tier 1 capital ratio of 10.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CLARKE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF CLARKE shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF CLARKE has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF CLARKE holds $1.8B in total assets and $1.5B in total deposits. It is located in BERRYVILLE, VIRGINIA (FDIC Certificate #6123).
BANK OF CLARKE has a Tier 1 capital ratio of 10.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 0.86%.
Yes. BANK OF CLARKE is FDIC-insured (Certificate #6123). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.