BANK OF CENTRAL FLORIDA
LAKELAND, FLORIDA · FDIC Cert #58479
Capital & Safety Analysis
According to FDIC financial data, BANK OF CENTRAL FLORIDA holds a Tier 1 capital ratio of 11.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF CENTRAL FLORIDA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF CENTRAL FLORIDA shows strong financial health indicators. With $1.1B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF CENTRAL FLORIDA has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 11.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF CENTRAL FLORIDA holds $1.1B in total assets and $1.0B in total deposits. It is located in LAKELAND, FLORIDA (FDIC Certificate #58479).
BANK OF CENTRAL FLORIDA has a Tier 1 capital ratio of 11.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.47%.
Yes. BANK OF CENTRAL FLORIDA is FDIC-insured (Certificate #58479). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.