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BankHealth

BANK OF BREWTON

BREWTON, ALABAMA · FDIC Cert #5605

A
Health Score
92/100
$46M
Total Assets
$38M
Total Deposits
28.28%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF BREWTON holds a Tier 1 capital ratio of 28.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF BREWTON has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
54.92%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.07%
Return on Assets
Negative — losing money
$38M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF BREWTON shows strong financial health indicators. With $46M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF BREWTON has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 28.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF BREWTON holds $46M in total assets and $38M in total deposits. It is located in BREWTON, ALABAMA (FDIC Certificate #5605).

BANK OF BREWTON has a Tier 1 capital ratio of 28.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.07%.

Yes. BANK OF BREWTON is FDIC-insured (Certificate #5605). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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