BANK OF ANN ARBOR
ANN ARBOR, MICHIGAN · FDIC Cert #34120
Capital & Safety Analysis
According to FDIC financial data, BANK OF ANN ARBOR holds a Tier 1 capital ratio of 11.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF ANN ARBOR has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF ANN ARBOR shows strong financial health indicators. With $3.1B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF ANN ARBOR has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF ANN ARBOR holds $3.1B in total assets and $2.5B in total deposits. It is located in ANN ARBOR, MICHIGAN (FDIC Certificate #34120).
BANK OF ANN ARBOR has a Tier 1 capital ratio of 11.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 2.03%.
Yes. BANK OF ANN ARBOR is FDIC-insured (Certificate #34120). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.