BANK MIDWEST
SPIRIT LAKE, IOWA · FDIC Cert #5170
Capital & Safety Analysis
According to FDIC financial data, BANK MIDWEST holds a Tier 1 capital ratio of 10.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK MIDWEST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK MIDWEST shows strong financial health indicators. With $1.3B in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK MIDWEST has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK MIDWEST holds $1.3B in total assets and $1.1B in total deposits. It is located in SPIRIT LAKE, IOWA (FDIC Certificate #5170).
BANK MIDWEST has a Tier 1 capital ratio of 10.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 0.90%.
Yes. BANK MIDWEST is FDIC-insured (Certificate #5170). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.