BANGOR SAVINGS BANK
BANGOR, MAINE · FDIC Cert #18408
Capital & Safety Analysis
According to FDIC financial data, BANGOR SAVINGS BANK holds a Tier 1 capital ratio of 10.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANGOR SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANGOR SAVINGS BANK shows strong financial health indicators. With $7.2B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANGOR SAVINGS BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 10.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANGOR SAVINGS BANK holds $7.2B in total assets and $5.4B in total deposits. It is located in BANGOR, MAINE (FDIC Certificate #18408).
BANGOR SAVINGS BANK has a Tier 1 capital ratio of 10.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.04%.
Yes. BANGOR SAVINGS BANK is FDIC-insured (Certificate #18408). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.