BANC OF CALIFORNIA
LOS ANGELES, CALIFORNIA · FDIC Cert #24045
Capital & Safety Analysis
According to FDIC financial data, BANC OF CALIFORNIA holds a Tier 1 capital ratio of 13.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANC OF CALIFORNIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANC OF CALIFORNIA shows strong financial health indicators. With $35.2B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANC OF CALIFORNIA has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANC OF CALIFORNIA holds $35.2B in total assets and $29.0B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #24045).
BANC OF CALIFORNIA has a Tier 1 capital ratio of 13.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.66%.
Yes. BANC OF CALIFORNIA is FDIC-insured (Certificate #24045). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.