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BankHealth

B2 BANK NATIONAL ASSN

VIRGINIA, MINNESOTA · FDIC Cert #5105

B
Health Score
77/100
$86M
Total Assets
$74M
Total Deposits
27.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, B2 BANK NATIONAL ASSN holds a Tier 1 capital ratio of 27.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning B2 BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.19%
Nonperforming Loans
Low — healthy loan portfolio
12.74%
Liquidity Ratio
Adequate liquidity
0.97%
Return on Assets
Low profitability
$74M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

B2 BANK NATIONAL ASSN shows strong financial health indicators. With $86M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

B2 BANK NATIONAL ASSN has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 27.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

B2 BANK NATIONAL ASSN holds $86M in total assets and $74M in total deposits. It is located in VIRGINIA, MINNESOTA (FDIC Certificate #5105).

B2 BANK NATIONAL ASSN has a Tier 1 capital ratio of 27.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.97%.

Yes. B2 BANK NATIONAL ASSN is FDIC-insured (Certificate #5105). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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