AXOS BANK
SAN DIEGO, CALIFORNIA · FDIC Cert #35546
Capital & Safety Analysis
According to FDIC financial data, AXOS BANK holds a Tier 1 capital ratio of 12.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AXOS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AXOS BANK shows strong financial health indicators. With $22.1B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AXOS BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AXOS BANK holds $22.1B in total assets and $19.5B in total deposits. It is located in SAN DIEGO, CALIFORNIA (FDIC Certificate #35546).
AXOS BANK has a Tier 1 capital ratio of 12.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.72%, and the return on assets is 2.44%.
Yes. AXOS BANK is FDIC-insured (Certificate #35546). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.