AVIDIA BANK
HUDSON, MASSACHUSETTS · FDIC Cert #90215
Capital & Safety Analysis
According to FDIC financial data, AVIDIA BANK holds a Tier 1 capital ratio of 10.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AVIDIA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AVIDIA BANK shows strong financial health indicators. With $2.7B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AVIDIA BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AVIDIA BANK holds $2.7B in total assets and $2.0B in total deposits. It is located in HUDSON, MASSACHUSETTS (FDIC Certificate #90215).
AVIDIA BANK has a Tier 1 capital ratio of 10.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.65%.
Yes. AVIDIA BANK is FDIC-insured (Certificate #90215). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.