ATLANTIC UNION BANK
RICHMOND CITY, VIRGINIA · FDIC Cert #34589
Capital & Safety Analysis
According to FDIC financial data, ATLANTIC UNION BANK holds a Tier 1 capital ratio of 11.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ATLANTIC UNION BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ATLANTIC UNION BANK shows strong financial health indicators. With $24.6B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ATLANTIC UNION BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 11.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ATLANTIC UNION BANK holds $24.6B in total assets and $20.0B in total deposits. It is located in RICHMOND CITY, VIRGINIA (FDIC Certificate #34589).
ATLANTIC UNION BANK has a Tier 1 capital ratio of 11.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 1.04%.
Yes. ATLANTIC UNION BANK is FDIC-insured (Certificate #34589). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.