APEX BANKING CO OF GEORGIA
IRWINTON, GEORGIA · FDIC Cert #10074
Capital & Safety Analysis
According to FDIC financial data, APEX BANKING CO OF GEORGIA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject APEX BANKING CO OF GEORGIA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
APEX BANKING CO OF GEORGIA shows average financial health. While not alarming, its Health Score of 54/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
APEX BANKING CO OF GEORGIA has a Bank Health Score of C (54/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
APEX BANKING CO OF GEORGIA holds $61M in total assets and $56M in total deposits. It is located in IRWINTON, GEORGIA (FDIC Certificate #10074).
APEX BANKING CO OF GEORGIA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.11%, and the return on assets is -1.30%.
Yes. APEX BANKING CO OF GEORGIA is FDIC-insured (Certificate #10074). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.