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BankHealth

APEX BANK

CAMDEN, TENNESSEE · FDIC Cert #9176

B
Health Score
72/100
$1.3B
Total Assets
$952M
Total Deposits
24.65%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, APEX BANK holds a Tier 1 capital ratio of 24.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning APEX BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.33%
Nonperforming Loans
Moderate — some loan stress
9.89%
Liquidity Ratio
Low — potential liquidity stress
3.29%
Return on Assets
Profitable — earning well on assets
$952M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

APEX BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

APEX BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 24.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

APEX BANK holds $1.3B in total assets and $952M in total deposits. It is located in CAMDEN, TENNESSEE (FDIC Certificate #9176).

APEX BANK has a Tier 1 capital ratio of 24.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.33%, and the return on assets is 3.29%.

Yes. APEX BANK is FDIC-insured (Certificate #9176). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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