ANDROSCOGGIN SAVINGS BANK
LEWISTON, MAINE · FDIC Cert #17751
Capital & Safety Analysis
According to FDIC financial data, ANDROSCOGGIN SAVINGS BANK holds a Tier 1 capital ratio of 11.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ANDROSCOGGIN SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ANDROSCOGGIN SAVINGS BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ANDROSCOGGIN SAVINGS BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ANDROSCOGGIN SAVINGS BANK holds $1.6B in total assets and $1.3B in total deposits. It is located in LEWISTON, MAINE (FDIC Certificate #17751).
ANDROSCOGGIN SAVINGS BANK has a Tier 1 capital ratio of 11.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 0.52%.
Yes. ANDROSCOGGIN SAVINGS BANK is FDIC-insured (Certificate #17751). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.