ANDES STATE BANK
LAKE ANDES, SOUTH DAKOTA · FDIC Cert #18483
Capital & Safety Analysis
According to FDIC financial data, ANDES STATE BANK holds a Tier 1 capital ratio of 25.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ANDES STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ANDES STATE BANK shows strong financial health indicators. With $26M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ANDES STATE BANK has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 25.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ANDES STATE BANK holds $26M in total assets and $23M in total deposits. It is located in LAKE ANDES, SOUTH DAKOTA (FDIC Certificate #18483).
ANDES STATE BANK has a Tier 1 capital ratio of 25.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.85%.
Yes. ANDES STATE BANK is FDIC-insured (Certificate #18483). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.