AMORY FS&LA
AMORY, MISSISSIPPI · FDIC Cert #28949
Capital & Safety Analysis
According to FDIC financial data, AMORY FS&LA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMORY FS&LA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMORY FS&LA shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMORY FS&LA has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMORY FS&LA holds $74M in total assets and $63M in total deposits. It is located in AMORY, MISSISSIPPI (FDIC Certificate #28949).
AMORY FS&LA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.79%, and the return on assets is 0.72%.
Yes. AMORY FS&LA is FDIC-insured (Certificate #28949). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.