AMERIS BANK
ATLANTA, GEORGIA · FDIC Cert #20504
Capital & Safety Analysis
According to FDIC financial data, AMERIS BANK holds a Tier 1 capital ratio of 12.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERIS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMERIS BANK shows strong financial health indicators. With $26.4B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERIS BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 12.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERIS BANK holds $26.4B in total assets and $21.6B in total deposits. It is located in ATLANTA, GEORGIA (FDIC Certificate #20504).
AMERIS BANK has a Tier 1 capital ratio of 12.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.91%, and the return on assets is 1.90%.
Yes. AMERIS BANK is FDIC-insured (Certificate #20504). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.