AMERICAN STB OF GRYGLA
GRYGLA, MINNESOTA · FDIC Cert #22263
Capital & Safety Analysis
According to FDIC financial data, AMERICAN STB OF GRYGLA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN STB OF GRYGLA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMERICAN STB OF GRYGLA shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN STB OF GRYGLA has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN STB OF GRYGLA holds $73M in total assets and $68M in total deposits. It is located in GRYGLA, MINNESOTA (FDIC Certificate #22263).
AMERICAN STB OF GRYGLA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 1.07%.
Yes. AMERICAN STB OF GRYGLA is FDIC-insured (Certificate #22263). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.