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BankHealth

AMERICAN SAVINGS BANK FSB

HONOLULU, HAWAII · FDIC Cert #32526

A
Health Score
80/100
$9.3B
Total Assets
$8.1B
Total Deposits
13.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMERICAN SAVINGS BANK FSB holds a Tier 1 capital ratio of 13.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERICAN SAVINGS BANK FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.53%
Nonperforming Loans
Low — healthy loan portfolio
27.75%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.66%
Return on Assets
Negative — losing money
$8.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERICAN SAVINGS BANK FSB shows strong financial health indicators. With $9.3B in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERICAN SAVINGS BANK FSB has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 13.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERICAN SAVINGS BANK FSB holds $9.3B in total assets and $8.1B in total deposits. It is located in HONOLULU, HAWAII (FDIC Certificate #32526).

AMERICAN SAVINGS BANK FSB has a Tier 1 capital ratio of 13.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is -0.66%.

Yes. AMERICAN SAVINGS BANK FSB is FDIC-insured (Certificate #32526). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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