AMERICAN EXC BK LINDSAY OK
LINDSAY, OKLAHOMA · FDIC Cert #2328
Capital & Safety Analysis
According to FDIC financial data, AMERICAN EXC BK LINDSAY OK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject AMERICAN EXC BK LINDSAY OK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
AMERICAN EXC BK LINDSAY OK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMERICAN EXC BK LINDSAY OK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMERICAN EXC BK LINDSAY OK holds $89M in total assets and $80M in total deposits. It is located in LINDSAY, OKLAHOMA (FDIC Certificate #2328).
AMERICAN EXC BK LINDSAY OK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.45%.
Yes. AMERICAN EXC BK LINDSAY OK is FDIC-insured (Certificate #2328). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.