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BankHealth

AMERANT BANK NATIONAL ASSN

CORAL GABLES, FLORIDA · FDIC Cert #22953

C
Health Score
63/100
$9.7B
Total Assets
$7.9B
Total Deposits
10.72%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AMERANT BANK NATIONAL ASSN holds a Tier 1 capital ratio of 10.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMERANT BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

1.38%
Nonperforming Loans
Moderate — some loan stress
18.42%
Liquidity Ratio
Adequate liquidity
0.56%
Return on Assets
Low profitability
$7.9B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AMERANT BANK NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AMERANT BANK NATIONAL ASSN has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 10.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AMERANT BANK NATIONAL ASSN holds $9.7B in total assets and $7.9B in total deposits. It is located in CORAL GABLES, FLORIDA (FDIC Certificate #22953).

AMERANT BANK NATIONAL ASSN has a Tier 1 capital ratio of 10.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.38%, and the return on assets is 0.56%.

Yes. AMERANT BANK NATIONAL ASSN is FDIC-insured (Certificate #22953). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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