ALLY BANK
SANDY, UTAH · FDIC Cert #57803
Capital & Safety Analysis
According to FDIC financial data, ALLY BANK holds a Tier 1 capital ratio of 11.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALLY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALLY BANK shows strong financial health indicators. With $182.0B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALLY BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALLY BANK holds $182.0B in total assets and $155.6B in total deposits. It is located in SANDY, UTAH (FDIC Certificate #57803).
ALLY BANK has a Tier 1 capital ratio of 11.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.87%, and the return on assets is 1.13%.
Yes. ALLY BANK is FDIC-insured (Certificate #57803). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.