ADAMS COMMUNITY BANK
ADAMS, MASSACHUSETTS · FDIC Cert #90140
Capital & Safety Analysis
According to FDIC financial data, ADAMS COMMUNITY BANK holds a Tier 1 capital ratio of 14.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ADAMS COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ADAMS COMMUNITY BANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ADAMS COMMUNITY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 14.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ADAMS COMMUNITY BANK holds $1.0B in total assets and $809M in total deposits. It is located in ADAMS, MASSACHUSETTS (FDIC Certificate #90140).
ADAMS COMMUNITY BANK has a Tier 1 capital ratio of 14.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.25%.
Yes. ADAMS COMMUNITY BANK is FDIC-insured (Certificate #90140). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.