1ST SOURCE BANK
SOUTH BEND, INDIANA · FDIC Cert #9087
Capital & Safety Analysis
According to FDIC financial data, 1ST SOURCE BANK holds a Tier 1 capital ratio of 13.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST SOURCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST SOURCE BANK shows strong financial health indicators. With $8.9B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST SOURCE BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST SOURCE BANK holds $8.9B in total assets and $7.2B in total deposits. It is located in SOUTH BEND, INDIANA (FDIC Certificate #9087).
1ST SOURCE BANK has a Tier 1 capital ratio of 13.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 2.04%.
Yes. 1ST SOURCE BANK is FDIC-insured (Certificate #9087). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.