1ST SECURITY BANK OF WA
MOUNTLAKE TERRAC, WASHINGTON · FDIC Cert #57633
Capital & Safety Analysis
According to FDIC financial data, 1ST SECURITY BANK OF WA holds a Tier 1 capital ratio of 12.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST SECURITY BANK OF WA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST SECURITY BANK OF WA shows strong financial health indicators. With $2.9B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST SECURITY BANK OF WA has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 12.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST SECURITY BANK OF WA holds $2.9B in total assets and $2.4B in total deposits. It is located in MOUNTLAKE TERRAC, WASHINGTON (FDIC Certificate #57633).
1ST SECURITY BANK OF WA has a Tier 1 capital ratio of 12.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 1.56%.
Yes. 1ST SECURITY BANK OF WA is FDIC-insured (Certificate #57633). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.