1ST BANK IN HOMINY
HOMINY, OKLAHOMA · FDIC Cert #4122
Capital & Safety Analysis
According to FDIC financial data, 1ST BANK IN HOMINY holds a Tier 1 capital ratio of 20.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning 1ST BANK IN HOMINY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
1ST BANK IN HOMINY shows strong financial health indicators. With $43M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
1ST BANK IN HOMINY has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 20.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
1ST BANK IN HOMINY holds $43M in total assets and $40M in total deposits. It is located in HOMINY, OKLAHOMA (FDIC Certificate #4122).
1ST BANK IN HOMINY has a Tier 1 capital ratio of 20.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.95%, and the return on assets is 0.32%.
Yes. 1ST BANK IN HOMINY is FDIC-insured (Certificate #4122). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.